Pacific Residential Lending’s Privacy Policy
4590 MacArthur Blvd, 5th Floor Newport Beach, CA 92660
We can be reached Toll Free at (800) 727-4961
Information We Collect
Protecting the Confidentiality and Security of Your Information
Cookies
Privacy Notice for California Residents Effective December 17, 2019
This Privacy Notice for California Residents supplements the information contained in Pacific Residential Lending, Inc.’s (“PRL”) Privacy Policy and applies solely to all visitors, users, and others who reside in the State of California ("consumers" or "you"). This notice contains a comprehensive description of our online and offline practices regarding the collection, use, disclosure, and sale of personal information and of the rights of California residents regarding their personal information.
Information We Collect
("personal information"). Personal information does not include:
Use of Personal Information
Sharing Personal Information
Sales of Personal Information
Your Rights and Choices
Right to Know
Deletion Request Rights
Exercising Right to Know and Deletion Rights
Calling us at 800-727-4961
Response Timing and Format
Personal Information Sales Opt-Out and Opt-In Rights
Non-Discrimination
Accessibility
Contact Information
Phone: 800-727-4961
Website: www.pac-lending.com
Postal Address:
Pacific Residential Lending, Inc.
Attn: Compliance Department
4590 MacArthur Blvd 5th Floor
Newport Beach, CA 92660
Effective December 17, 2019
Last updated: December 17, 2019
Information We Collect
Use of Personal Information
Privacy Policy
Accessibility
Contact Information
Phone: 800-727-4961
Postal Address:
Pacific Residential Lending, Inc.
Attn: Compliance Department
4590 MacArthur Blvd, 5th Floor
Newport Beach, CA 92660
e-Close Disclaimer
* Consumers may still be required to wet sign the deed and security instrument in most states
NOTICE: PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS WEBSITE, OR ANY PAGES THEREOF.
Web Content and Materials
The information maintained on the Pacific Residential Lending Inc. (PRL) website is to provide users with information about PRL and PRL's products and services and is directed at, and made available to, persons in the United States only. The information and material maintained on the PRL website is subject to change without notice. Not all of the products or services described on the PRL Website are available in all geographic areas and other restrictions may apply. Your eligibility for a product or service is subject to final determination by, and the approval of, PRL. No solicitation is made by PRL to any person to use any information, materials, products, or services in any jurisdiction where the provision of such information, materials, products, and services is prohibited by law.
No Unlawful or Prohibited Use
As a condition of your use of the PRL website, you warrant to PRL that you will not use the PRL website for any purpose that is unlawful or prohibited by the applicable terms, conditions, and notices. You may not use the PRL website in any manner that could damage, disable, overburden, or impair the PRL website or interfere with any other party's use and enjoyment of the PRL website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the PRL website.
Submissions
PRL does not claim ownership of the materials you provide to PRL (including feedback and suggestions) or post, upload, input, or submit to the PRL website or any third party service provider website as may be required for the loan transaction requested (collectively "Submissions"). However, by posting, uploading, inputting, providing, or submitting your Submissions, you are granting PRL and any third party service provider used in your loan transaction permission to use your Submissions in connection with the operation of their Internet businesses, including, without limitation, the rights to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Submissions. Please note that specific terms and conditions, explained on the web page describing a feature or offer, may apply in lieu of this provision.
Linked Site Statement
Links to web sites other than PRL website is provided solely as pointers to information on topics that may be useful to users of the PRL website, and PRL has no control over the content on such websites. If you choose to link to a website not controlled by PRL, PRL makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability, or suitability thereof for any particular purpose, nor does PRL warrant that such site or content is free from any claims of copyright, trademark, or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. PRL does not guarantee the authenticity of documents on the Internet. Links to non-PRL web sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information, or services offered at such sites, or any representation regarding the content at such sites.
NO WARRANTY
THE INFORMATION AND MATERIALS CONTAINED IN THE PRL WEBSITE, INCLUDING TEXT, GRAPHICS, LINKS, OR OTHER ITEMS ARE PROVIDED "AS IS." PRL DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS, OR STATUTORY, INCLUDING BUT NOT LIMITED TO, THE WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, FITNESS FOR ANY PARTICULAR PURPOSE, AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.
LIMITATION OF LIABILITY
IN NO EVENT WILL PRL BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, LOSSES, OR EXPENSES (WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE) TO THE USER AND/OR ANY THIRD PARTY, ARISING IN CONNECTION WITH THIS SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION, OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF PRL, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES, OR EXPENSES. THE USER'S ACCESS TO AND USE OF THE PRL WEBSITE, AND THE TERMS OF THIS DISCLAIMER ARE GOVERNED BY ALL APPLICABLE FEDERAL LAWS AND THE LAWS OF THE STATE OF CALIFORNIA, AND THE USER AGREES THAT VENUE SHALL BE LOCATED IN NEWPORT BEACH CA.
TCPA Disclaimer
Notwithstanding any current or prior election to opt in or opt out of receiving telemarketing calls, or SMS messages (text messages) from our representatives, agents, affiliates, you expressly consent to be contacted by PRL, our agents, representatives, affiliates, or anyone calling on our behalf. This is for any purposes relating to your loan and/or account, at any telephone number, or physical or electronic address you provide or at which you may be reached. You agree we may contact you in any way, including SMS messages (text messages), calls using prerecorded messages or artificial voice, and calls and messages delivered using auto telephone dialing system or an automatic texting system.
Automated messages may be played when the telephone is answered whether by you or someone else. In the event that an agent or representative of PRL calls, he or she may also leave a message on your answering machine, voice mail, or send one via text. You certify that the telephone numbers that you have provided, are in fact your contact numbers, and you agree to receive calls at each phone number you have provided PRL. You agree to promptly alert PRL in the event that you stop using a particular phone number. Your cell/mobile telephone provider will charge you according the type of account you carry with those companies. You agree that PRL may contact you by email, using any email address you have provided or that you provide in the future. PRL may listen to and/or record calls between you and any representative without notice, as permitted by applicable laws. For example, we listen to calls to monitor for quality purposes.